Merchant Cash Advances

Why Use a Merchant Cash Advance?

Approval Amount: $10k-$250k

Repayment Structure: Weekly or Daily (M-F)

Term Length: 3-24 months

Factor Rate: 1.15-1.49

Time to Funding: 1-2 Days



Pros: 

  • Quick Access To Capital
  • Simple Approval Process
  • Bad Credit Acceptable
  • Only 6 Months in Business Required


Cons: 

  • Higher Cost of Funds Than Traditional Loans
  • Daily or Weekly Repayment Structure 




With Merchant Cash Advances you receive capital in exchange for a percentage of your future credit card sales or revenue. MCA's are a great way to get funds into your business account quickly- even if you don't have the best credit score.

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